This is a guest post by Mike Egan who is the author of “Your Stronger Financial Future”. A recent article in the New York Times focuses on seniors who are considering mortgages on new homes when they retire. The article is a good summary of what seniors (or anyone considering … [Read more...] about How Debt Can Ruin Your Retirement
and get it. It is one of my top ten best personal finance books that everyone should read. This article originally appeared on the blog, Get Out Of Debt and is reprinted with permission. “Dear Steve, I am a caregiver to my quadriplegic husband since 2006. The credit … [Read more...] about How to Find a Payment Plan Without Cutting Out Necessities
Recently my bank, USAA, who I absolutely love doing business with offered me a deal to refinance my car with a new car loan at a reduced interest rate. So, of course, I pounced on it. I would be lowering my interest rate by almost 1% and moving another loan back to my favorite … [Read more...] about I Refinanced My Car Loan, Dropped 1%, And Still Pay $4 More A Month!
We all have had some trying times with our finances at one time or another in our lives. Like a headwind with an airplane, these financial problems push against us and try to keep us from reaching our financial goals. Airplanes take off into the wind which gives them more … [Read more...] about What Are Your Financial Headwinds? How to Make Your Money Take Off
Whether you have fair credit or excellent credit, there is always room for credit score improvement. Consistently monitoring and building up your credit score could lead to awesome benefits like lower interest rates on loans, bigger lines of credit, and more flexibility in your … [Read more...] about How to Repair Your Credit with myFICO Programs