Americans have more pep in their step this Christmas. According to USAA’s fourth annual Holiday Spending Survey, consumers are more positive about their outlook this holiday gift giving season than last year and feel that they can spend wisely. The financial giant’s findings … [Read more...] about How to Spend Wisely with Credit Cards this Christmas
You probably hear it all the time when you’re in the middle of checking out at a major department store: “Would you like to sign up for a store card to get a discount on your first purchase today?” If you’re one of the 56.7% of American credit users who has a store-specific card … [Read more...] about What Are The Pros and Cons of the Best Store Credit Cards?
Do you have bad credit? So do millions of other Americans – I’ve been there too. Fortunately living with a poor score is not as nightmarish as it sounds. Here are 7 warnings, tips, and methods to help you come through the other side … 1. Be Prepared to Pay … [Read more...] about 7 Tips for Living with Bad Credit
There are five parts that the Fair Isaac Corporation uses to comprise of your FICO credit score. Get Your Credit Scores & Reports From All 3 Credit Bureaus. If you want the best credit score possible, you concentrate on these five components: your credit history, the … [Read more...] about Understanding The Difference Between A Soft And Hard Credit Pull
Lauren Greutman is everywoman. And her tale of coming back from a life of debt is inspiring. In her new book, The Recovering Spender, Lauren Greutman lays out her mistakes (like many of us), how she overcame them, and then how you can too. The Recovering Spender by Lauren … [Read more...] about Book Review – The Recovering Spender by Lauren Greutman