and get it. It is one of my top ten best personal finance books that everyone should read. This article originally appeared on the blog, Get Out Of Debt and is reprinted with permission. “Dear Steve, I am a caregiver to my quadriplegic husband since 2006. The credit cards are at their limit, I didn’t help any by … Read more
Recently my bank, USAA, who I absolutely love doing business with offered me a deal to refinance my car with a new car loan at a reduced interest rate. So, of course, I pounced on it. I would be lowering my interest rate by almost 1% and moving another loan back to my favorite bank. … Read more
We all have had some trying times with our finances at one time or another in our lives. Like a headwind with an airplane, these financial problems push against us and try to keep us from reaching our financial goals. Airplanes take off into the wind which gives them more lift. Our finances can take … Read more
Whether you have fair credit or excellent credit, there is always room for credit score improvement. Consistently monitoring and building up your credit score could lead to awesome benefits like lower interest rates on loans, bigger lines of credit, and more flexibility in your personal finances. Our credit scores impact almost every aspect of our … Read more
There are a lot of credit myths that are out there. Everyone you talk to has a wild idea about what will move your credit score up or down. But, the truth of the matter is that no one really knows for sure. The three credit bureaus and the Fair Isaac Corporation, who oversees the … Read more