There are a lot of credit myths that are out there. Everyone you talk to has a wild idea about what will move your credit score up or down. But, the truth of the matter is that no one really knows for sure. The three credit bureaus and the Fair Isaac Corporation, who oversees … [Read more...] about Top 3 Crazy Credit Myths That You Should Never Listen To
There are five parts that the Fair Isaac Corporation uses to comprise of your FICO credit score. Get Your Credit Scores & Reports From All 3 Credit Bureaus. If you want the best credit score possible, you concentrate on these five components: your credit history, the … [Read more...] about Understanding The Difference Between A Soft And Hard Credit Pull
Here is a great infographic from the folks at Avant.com discussing the relationship between millennials and credit. Why is their credit score below average? Here's an interesting look at some of the details between millennials and credit. The Relationship Between Millennials and … [Read more...] about The Relationship Between Millennials and Credit
According to Quizzle.com, 65% of adults have never reviewed their credit report. This can be very dangerous of course and can cost you a lot of money if it has errors that go uncorrected. Here's a great Infographic from the folks at Quizzle.com. … [Read more...] about When Was The Last Time You Checked Your Credit Report?
When should you consider freezing your credit report? Your credit score is one of the keys to your finances. Companies use it to determine what interest you will pay, if you are even qualified for a loan, use it to make hiring decisions, and even use it in determining how much … [Read more...] about When You Should Consider Freezing Your Credit Report