There are a lot of credit myths that are out there. Everyone you talk to has a wild idea about what will move your credit score up or down. But, the truth of the matter is that no one really knows for sure. The three credit bureaus and the Fair Isaac Corporation, who oversees … [Read more...] about Top 3 Crazy Credit Myths That You Should Never Listen To
There are five parts that the Fair Isaac Corporation uses to comprise of your FICO credit score. Get Your Credit Scores & Reports From All 3 Credit Bureaus. If you want the best credit score possible, you concentrate on these five components: your credit history, the … [Read more...] about Understanding The Difference Between A Soft And Hard Credit Pull
Here is a great infographic from the folks at Avant.com discussing the relationship between millennials and credit. Why is their credit score below average? Here's an interesting look at some of the details between millennials and credit. The Relationship Between Millennials and … [Read more...] about The Relationship Between Millennials and Credit
Your credit score is important. It can even have an influence on whether you will be successful with a job application because every employer will be able to access it if required. Obviously the recession resulted in many people suffering, often defaulting on debts and … [Read more...] about Understanding The Rules of the Credit Score Game
Credit scores are a curious thing. On the one hand, they say a great deal about us; they indicate, at least to a certain extent, our fiscal responsibility. They’re used by banks, credit card companies, car dealerships, and many other institutions to determine our … [Read more...] about How Does Your Credit Score Compare to the Rest of the US?