You probably hear it all the time when you’re in the middle of checking out at a major department store: “Would you like to sign up for a store card to get a discount on your first purchase today?” If you’re one of the 56.7% of American credit users who has a store-specific card … [Read more...] about What Are The Pros and Cons of the Best Store Credit Cards?
There are five parts that the Fair Isaac Corporation uses to comprise of your FICO credit score. Get Your Credit Scores & Reports From All 3 Credit Bureaus. If you want the best credit score possible, you concentrate on these five components: your credit history, the … [Read more...] about Understanding The Difference Between A Soft And Hard Credit Pull
Lauren Greutman is everywoman. And her tale of coming back from a life of debt is inspiring. In her new book, The Recovering Spender, Lauren Greutman lays out her mistakes (like many of us), how she overcame them, and then how you can too. The Recovering Spender by Lauren … [Read more...] about Book Review – The Recovering Spender by Lauren Greutman
With all of the debt ceiling debates and the Standards and Poor’s credit downgrade of the US, it is difficult to believe that not all debt is bad debt. Some debt can really hurt you in the long run, but there is some debt that can actually help you build wealth. The first thing … [Read more...] about Building Wealth with Debt
Millions of hard working Americans experience financial hardship and stress—and poor credit options exacerbate the problem. By the numbers, the Center for Financial Service Innovation (CFSI) estimates that high-quality credit is not an option for 108 million Americans who lack … [Read more...] about Zebit Levels Playing Field for Working Americans with CARD.com Partnership